How to Choose a Lease-to-Own Company in Chandler, AZ
When picking a lease-to-own company in Chandler, AZ, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Chandler and Snap Finance so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Chandler, AZ
How does Snap Finance work? Or Acima Leasing? Most Chandler, AZ lease-to-own companies operate similarly. First, you pick from a list of approved Chandler retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Snap Finance in Chandler, AZ or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Chandler, AZ?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Chandler, AZ. Generally, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Chandler, AZ
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Chandler, AZ as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Chandler and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Chandler, AZ stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Chandler, AZ
Everyone in Chandler, AZ deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Chandler, AZ. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Chandler, AZ requires an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Chandler, AZ Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Chandler, AZ. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.