How to Choose a Lease-to-Own Company in Benson, AZ
When choosing a lease-to-own company in Benson, AZ, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Benson and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Benson, AZ Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Benson, AZ tend to work the same way. To start, you choose an approved retailer in Benson and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Benson, AZ will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Benson, AZ Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Benson, AZ. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Benson, AZ and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Benson, AZ retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Benson stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Find stores near you in Benson, AZ, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Benson, AZ?
Both Snap Finance and Amica Leasing aim to help shoppers in Benson, AZ with less-than-perfect credit get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Benson, AZ, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Benson, AZ also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Benson, AZ? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Benson, AZ shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.