Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Anthem, AZ

You’re ready to shop with help from a lease-to-own company in Anthem, AZ. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Anthem, AZ Lease-to-Own Company

When comparing lease-to-own companies in Anthem, AZ, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Anthem and Acima Leasing so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Anthem, AZ Work

How do Acima Leasing and Snap Finance work? Whichever Anthem, AZ lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Anthem and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Anthem, AZ will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Anthem, AZ Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Anthem, AZ. Typically, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

Anthem, AZ Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Anthem, AZ as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Anthem and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Anthem, AZ.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Anthem, AZ?

Both Snap Finance and Amica Leasing aim to help shoppers in Anthem, AZ with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Anthem, AZ, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Anthem, AZ requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in Anthem, AZ? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Anthem, AZ shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.