Choosing Your Wetumpka, AL Lease-to-Own Company
When comparing lease-to-own companies in Wetumpka, AL, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Wetumpka and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Wetumpka, AL Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Wetumpka, AL tend to work the same way. To start, you choose an approved retailer in Wetumpka and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Wetumpka, AL or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Wetumpka, AL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Wetumpka, AL retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Wetumpka, AL Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Wetumpka, AL as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Wetumpka and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Wetumpka, AL stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Wetumpka, AL
Both Snap Finance and Amica Leasing aim to help shoppers in Wetumpka, AL with less-than-perfect credit get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Wetumpka, AL, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
Acima Leasing in Wetumpka, AL also requires an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Wetumpka, AL Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Wetumpka, AL shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.