What to Look for in Tuscaloosa, AL Lease-to-Own Companies
When comparing lease-to-own companies in Tuscaloosa, AL, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Tuscaloosa and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Tuscaloosa, AL
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Tuscaloosa, AL tend to work the same way. First, you pick from a list of approved Tuscaloosa retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Tuscaloosa, AL will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Tuscaloosa, AL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Tuscaloosa, AL. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Tuscaloosa, AL
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Tuscaloosa, AL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Tuscaloosa and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Tuscaloosa, AL or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Tuscaloosa, AL
Snap Finance and Amica Leasing are dedicated to helping Tuscaloosa, AL shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Tuscaloosa, AL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Tuscaloosa, AL also need at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Tuscaloosa, AL, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Tuscaloosa, AL shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.