What to Look for in Troy, AL Lease-to-Own Companies
When picking a lease-to-own company in Troy, AL, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Troy so you can determine which company is right for you.
Snap Finance in Troy, AL vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Troy, AL follow similar models. First, you pick from a list of approved Troy retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Snap Finance in Troy, AL or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Troy, AL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Troy, AL. Typically, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Troy, AL
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Troy, AL businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Troy businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Troy, AL, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Troy, AL?
Both Snap Finance and Amica Leasing aim to help shoppers in Troy, AL with less-than-perfect credit get the items they need. Each company considers multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Troy, AL, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Troy, AL also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Troy, AL Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Troy, AL. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.