Progressive Leasing or Acima Leasing in Troy, AL?

Who do you go to for lease-to-own solutions in Troy, AL? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Troy, AL?

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but are low on cash. When looking at companies like Progressive Leasing in Troy, how do you know which one to pick? Let's take a closer look at Acima Leasing and Progressive Leasing in Troy, AL to guide you in deciding which company's store selection, requirements, and application process sound right for you.

Troy Progressive Leasing vs. Acima Leasing: What’s the Process?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Troy, AL? Both companies follow similar application processes. Shop at eligible Troy stores, find the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!

How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Troy, you may be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Troy vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Troy, AL have similar application processes, they have different requirements. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Troy, AL requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Both Acima Leasing and Progressive Leasing are designed for shoppers in Troy with less-than-perfect credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing: What Troy Stores Are Eligible?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Troy stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in Troy, AL, or browse Acima Leasing’s online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Troy, AL?

You'll find that Progressive Leasing and Acima Leasing in Troy, AL  have similar leasable items. Broadly speaking, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Acima Leasing or Progressive Leasing the Best Troy, AL Lease-to-Own Company?

Determining the right lease-to-own company in Troy, AL is a personal choice we can't make for you. The best option for you depends on which Troy retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.