How to Choose a Lease-to-Own Company in Theodore, AL
When selecting a lease-to-own company in Theodore, AL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Theodore and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Theodore, AL Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Theodore, AL tend to work the same way. First, you pick from a list of approved Theodore retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance in Theodore, AL or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Theodore, AL?
The items you can shop for in Theodore, AL depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Theodore, AL
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Theodore, AL and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Theodore stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Theodore, AL or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Theodore, AL?
Both Snap Finance and Amica Leasing aim to help shoppers in Theodore, AL with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Theodore, AL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
Acima Leasing in Theodore, AL also requires an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Theodore, AL? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Theodore, AL shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.