What to Look for in Taylor, AL Lease-to-Own Companies
When selecting a lease-to-own company in Taylor, AL, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Taylor and Snap Finance so you know which company is your best fit.
Snap Finance in Taylor, AL vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Taylor, AL lease-to-own companies operate similarly. To start, you choose an approved retailer in Taylor and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Taylor, AL will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Taylor, AL Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Taylor, AL. Typically, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Taylor, AL and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Taylor, AL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Taylor and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Taylor, AL, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Taylor, AL
Both Snap Finance and Amica Leasing aim to help shoppers in Taylor, AL with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Taylor, AL, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Taylor, AL requires at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Taylor, AL, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Taylor, AL. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.