What to Look for in Tallassee, AL Lease-to-Own Companies
When picking a lease-to-own company in Tallassee, AL, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Tallassee and Snap Finance so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Tallassee, AL Work
How do Acima Leasing and Snap Finance work? Whichever Tallassee, AL lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Tallassee retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Acima Leasing in Tallassee, AL or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Tallassee, AL?
The items you can shop for in Tallassee, AL depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Tallassee, AL Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Tallassee, AL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Tallassee businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Tallassee, AL stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Tallassee, AL
For shoppers in Tallassee, AL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Tallassee, AL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Tallassee, AL, you will also need an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Tallassee, AL, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Tallassee, AL shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.