Lease-to-Own in Spruce Pine, AL: Acima Leasing or Progressive Leasing?

Who do you go to for lease-to-own solutions in Spruce Pine, AL? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Spruce Pine, AL

Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Spruce Pine, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Spruce Pine, AL to guide you in deciding which company's store selection, requirements, and application process sound right for you.

How Do Acima Leasing and Progressive Leasing in Spruce Pine, AL Work?

How does Progressive Leasing work in Spruce Pine, AL? And how does Acima Leasing work? You can expect a similar application process for both. Shop at your favorite eligible stores in Spruce Pine, select the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!

How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Spruce Pine, you may be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Spruce Pine vs. Acima Leasing?

While the application processes for Acima Leasing and Progressive Leasing in Spruce Pine, AL are alike, their requirements are different. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing applicants in Spruce Pine, AL need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Are you shopping in Spruce Pine with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: Spruce Pine, AL Stores

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing in Spruce Pine allows you to shop at thousands of Spruce Pine stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

Acima Leasing has more than 15,000 eligible stores — both national and local. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Spruce Pine, AL, or browse Acima Leasing’s online retailers.

What Items Can I Lease in Spruce Pine, AL with Acima Leasing vs. Progressive Leasing?

You'll find that Progressive Leasing and Acima Leasing in Spruce Pine, AL  have similar leasable items. In general, an eligible product must be durable, returnable, and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Better: Acima Leasing or Progressive Leasing in Spruce Pine, AL?

The decision of which Spruce Pine, AL lease-to-own company to choose is entirely yours to make. The best option for you depends on the application process, approval requirements, and which Spruce Pine stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.