Choosing Between Acima Leasing and Progressive Leasing in Shoal Creek, AL

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Shoal Creek, AL? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Shoal Creek, AL Lease-to-Own Companies

Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. Shoal Creek is full of companies like Progressive Leasing, so how do you pick one? Let’s compare Progressive Leasing and Acima Leasing in Shoal Creek, AL to guide you in deciding which company's store selection, requirements, and application process sound right for you.

Shoal Creek Acima Leasing vs. Progressive Leasing: How Do They Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Shoal Creek, AL? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Shoal Creek, pick out the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's that simple!

How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Shoal Creek, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Shoal Creek vs. Acima Leasing?

Although Acima Leasing and Progressive Leasing in Shoal Creek, AL share similar application processes, they don't have the same requirements. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Shoal Creek, AL, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Are you shopping in Shoal Creek with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Shoal Creek, AL

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing in Shoal Creek allows you to shop at thousands of Shoal Creek stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.

With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. View stores near you in Shoal Creek, AL, or browse Acima Leasing’s online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Shoal Creek, AL

You'll find that Progressive Leasing and Acima Leasing in Shoal Creek, AL  have similar leasable items. Typically, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Right for You: Progressive Leasing or Acima Leasing in Shoal Creek, AL?

The choice of lease-to-own company in Shoal Creek, AL is entirely in your hands. The right choice for you will depend on which Shoal Creek retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.