What to Look for in Selma, AL Lease-to-Own Companies
When comparing lease-to-own companies in Selma, AL, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Selma and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Selma, AL Work?
How does Snap Finance work? Or Acima Leasing? Whichever Selma, AL lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Selma and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in Selma, AL will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Selma, AL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Selma, AL. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Selma, AL
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Selma, AL as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Selma businesses to national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Selma, AL stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Selma, AL?
For shoppers in Selma, AL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Selma, AL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.
For Acima Leasing in Selma, AL, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Selma, AL? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Selma, AL shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.