What to Look for in Scottsboro, AL Lease-to-Own Companies
When selecting a lease-to-own company in Scottsboro, AL, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Scottsboro so you know which company is your best fit.
How Does Lease-to-Own in Scottsboro, AL Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Scottsboro, AL tend to work the same way. First, you pick from a list of approved Scottsboro retailers. Next, you shop online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing in Scottsboro, AL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Scottsboro, AL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Scottsboro, AL. Typically, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Scottsboro, AL Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Scottsboro, AL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Scottsboro and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Scottsboro, AL or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Scottsboro, AL
Snap Finance and Amica Leasing are dedicated to helping Scottsboro, AL shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Scottsboro, AL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Scottsboro, AL also need at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Scottsboro, AL? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Scottsboro, AL. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.