Choosing Your Saraland, AL Lease-to-Own Company
When comparing lease-to-own companies in Saraland, AL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Saraland so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Saraland, AL Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Saraland, AL follow similar models. You shop in person or online at an approved Saraland retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Saraland, AL will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Saraland, AL?
The items you can shop for vary based on which Saraland, AL retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Saraland, AL
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Saraland, AL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Saraland businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Saraland, AL.
What Are the Requirements for Acima Leasing vs. Snap Finance in Saraland, AL?
Both Snap Finance and Amica Leasing support Saraland, AL residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Saraland, AL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Saraland, AL requires an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Saraland, AL Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Saraland, AL shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.