What to Look for in Russellville, AL Lease-to-Own Companies
When comparing lease-to-own companies in Russellville, AL, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Russellville and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Russellville, AL Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Russellville, AL follow similar models. You shop in person or online at an approved Russellville retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Russellville, AL will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Russellville, AL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Russellville, AL. As a general rule of thumb, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Russellville, AL
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Russellville, AL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Russellville businesses to trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Russellville, AL.
Acima Leasing vs. Snap Finance Application and Requirements in Russellville, AL
Both Snap Finance and Amica Leasing aim to help shoppers in Russellville, AL with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Russellville, AL, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Russellville, AL also need an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Russellville, AL, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Russellville, AL. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.