Choosing a Lease-to-Own Company in Robertsdale, AL
When choosing a lease-to-own company in Robertsdale, AL, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Robertsdale so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Robertsdale, AL Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Robertsdale, AL follow similar models. To start, you choose an approved retailer in Robertsdale and shop in person or online. Then, you apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Robertsdale, AL or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Robertsdale, AL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Robertsdale, AL. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Robertsdale, AL Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Robertsdale, AL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Robertsdale businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. Find stores near you in Robertsdale, AL, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Robertsdale, AL?
Both Snap Finance and Amica Leasing aim to help shoppers in Robertsdale, AL with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Robertsdale, AL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.
For Acima Leasing in Robertsdale, AL, you will also need an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Robertsdale, AL? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Robertsdale, AL. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.