Choosing a Lease-to-Own Company in Pelham, AL
When choosing a lease-to-own company in Pelham, AL, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Pelham and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Pelham, AL Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Pelham, AL follow similar models. First, you pick from a list of approved Pelham retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Snap Finance in Pelham, AL or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Pelham, AL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Pelham, AL. Typically, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Pelham, AL Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Pelham, AL businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Pelham and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Pelham, AL stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Pelham, AL?
Snap Finance and Amica Leasing are dedicated to helping Pelham, AL shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Pelham, AL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Pelham, AL also need at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Pelham, AL Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Pelham, AL. Choose the lease-to-own company that works best for you based on eligible stores, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.