Progressive Leasing or Acima Leasing in Pelham, AL?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Pelham, AL? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Pelham, AL

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Pelham, but how do you know which one to go with? Let's compare Acima Leasing in Pelham, AL against Progressive Leasing so you can figure out which company has the best application process, store selection, and requirements for you.

Pelham Progressive Leasing vs. Acima Leasing: How They Work

How do you lease-to-own with Progressive Leasing in Pelham, AL? What about Acima Leasing? Applying with either company will look pretty similar. Browse at eligible Pelham retailers, find the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!

How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Pelham, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Pelham vs. Acima Leasing

Although Acima Leasing and Progressive Leasing in Pelham, AL share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Pelham, AL requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Pelham shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Pelham, AL

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing in Pelham allows you to shop at thousands of Pelham stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.

With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Pelham, AL, or view Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Pelham, AL?

The rules for leasable items at Acima Leasing and Progressive Leasing in Pelham, AL are quite similar. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Acima Leasing or Progressive Leasing the Best Pelham, AL Lease-to-Own Company?

The decision of which Pelham, AL lease-to-own company to choose is entirely yours to make. The best option for you depends on approval requirements, which stores in Pelham you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.