What to Look for in Oxford, AL Lease-to-Own Companies
When picking a lease-to-own company in Oxford, AL, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Oxford and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Oxford, AL Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Oxford, AL follow similar models. You shop at an approved Oxford retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Oxford, AL will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Oxford, AL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Oxford, AL. As a general rule of thumb, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Oxford, AL Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Oxford, AL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Oxford stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Find stores near you in Oxford, AL, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Oxford, AL
Both Snap Finance and Amica Leasing aim to help shoppers in Oxford, AL with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Oxford, AL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Oxford, AL also need at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Oxford, AL Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Oxford, AL. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.