Selecting a Lease-to-Own Company in Oxford, AL
Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Oxford, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Oxford, AL so you can decide which company has the application process, requirements, and store selection that sounds best for you.
Oxford Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Acima Leasing work in Oxford, AL? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Oxford, pick out the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!
What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Oxford, you may be approved for up to $5,000!
Oxford Acima Leasing Requirements vs. Progressive Leasing Requirements
While the application processes for Acima Leasing and Progressive Leasing in Oxford, AL are alike, their requirements are different. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing in Oxford, AL requires you to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Oxford with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing Stores in Oxford, AL
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Oxford stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.
Acima Leasing has more than 15,000 eligible stores — both national and local. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out Acima Leasing's online retailers, or browse Oxford, AL stores.
What Items Can I Lease in Oxford, AL with Acima Leasing vs. Progressive Leasing?
You'll find that Progressive Leasing and Acima Leasing in Oxford, AL have similar leasable items. Typically, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Which Is Better: Acima Leasing or Progressive Leasing in Oxford, AL?
The choice of lease-to-own company in Oxford, AL is entirely in your hands. To choose the right fit, consider the application process, approval requirements, and which Oxford stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.