Lease-to-Own in Opelika, AL: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Opelika, AL, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Opelika, AL

Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Opelika, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Opelika, AL so you can figure out which company has the application process, requirements, and store selection that sounds best for you.

Opelika Acima Leasing vs. Progressive Leasing: How Do They Work?

How do you lease-to-own with Progressive Leasing in Opelika, AL? What about Acima Leasing? You can expect a similar application process for both. Browse at eligible Opelika retailers, pick out the items you want, and complete an application in-store or online. After being approved, select a payment option, sign your agreement, and complete an initial payment. It’s that easy!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Opelika, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Opelika vs. Acima Leasing

While Acima Leasing and Progressive Leasing in Opelika, AL have similar application processes, they have different requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing in Opelika, AL requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Are you shopping in Opelika with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.

Where in Opelika Can I Shop with Acima Leasing vs. Progressive Leasing?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Opelika stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop at your favorite retailers, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in Opelika, AL, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Opelika, AL?

Progressive Leasing and Acima Leasing in Opelika, AL consider the same items leasable. Generally, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Better: Acima Leasing or Progressive Leasing in Opelika, AL?

We can’t tell you which lease-to-own company in Opelika, AL to choose. To choose the right fit, consider the application process, approval requirements, and which Opelika stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.