What to Look for in Northport, AL Lease-to-Own Companies
When comparing lease-to-own companies in Northport, AL, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Northport and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Northport, AL Work?
How do Acima Leasing and Snap Finance work? Most Northport, AL lease-to-own companies operate similarly. You shop at an approved Northport retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Northport, AL or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Northport, AL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Northport, AL. As a general rule of thumb, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Northport, AL
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Northport, AL and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Northport businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Northport, AL, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Northport, AL
Everyone in Northport, AL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Northport, AL, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
For Acima Leasing in Northport, AL, you will also need at least $750 in monthly income in an active checking account. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Northport, AL? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Northport, AL. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.