How to Choose a Lease-to-Own Company in Moulton, AL
When picking a lease-to-own company in Moulton, AL, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Moulton so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Moulton, AL
How does Snap Finance work? Or Acima Leasing? Whichever Moulton, AL lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Moulton and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Moulton, AL will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Moulton, AL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Moulton, AL. Usually, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Moulton, AL and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Moulton, AL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Moulton and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Moulton, AL, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Moulton, AL
For shoppers in Moulton, AL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Moulton, AL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Moulton, AL also need at least $750 in monthly income in an active checking account. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Moulton, AL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Moulton, AL. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.