What to Look for in Moody, AL Lease-to-Own Companies
When comparing lease-to-own companies in Moody, AL, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Moody so you know which company is your best fit.
How Does Lease-to-Own in Moody, AL Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Moody, AL tend to work the same way. You shop in person or online at an approved Moody retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Moody, AL will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Moody, AL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Moody, AL. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Moody, AL and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Moody, AL businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Moody and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Moody, AL stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Moody, AL
Both Snap Finance and Amica Leasing aim to help shoppers in Moody, AL with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Moody, AL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in Moody, AL, you will also need an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Moody, AL? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Moody, AL. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.