Choosing Your Montgomery, AL Lease-to-Own Company
When selecting a lease-to-own company in Montgomery, AL, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Montgomery so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Montgomery, AL
How do Acima Leasing and Snap Finance work? Whichever Montgomery, AL lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Montgomery and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Montgomery, AL will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Montgomery, AL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Montgomery, AL. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Montgomery, AL Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Montgomery, AL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Montgomery and the big brands you know, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Montgomery, AL.
What’s Needed to Apply for Acima Leasing or Snap Finance in Montgomery, AL
Both Snap Finance and Amica Leasing aim to help shoppers in Montgomery, AL with less-than-perfect credit get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Montgomery, AL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Montgomery, AL also requires an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Montgomery, AL? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Montgomery, AL shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.