Choosing Your Montevallo, AL Lease-to-Own Company
When choosing a lease-to-own company in Montevallo, AL, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Montevallo so you know which company is your best fit.
How Does Lease-to-Own in Montevallo, AL Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Montevallo, AL follow similar models. To start, you choose an approved retailer in Montevallo and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, select the eligible products you want, and Acima Leasing in Montevallo, AL or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Montevallo, AL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Montevallo, AL. As a general rule of thumb, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Montevallo, AL
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Montevallo, AL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Montevallo stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Montevallo, AL or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Montevallo, AL
Snap Finance and Amica Leasing are dedicated to helping Montevallo, AL shoppers get the items they need — regardless of credit score. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Montevallo, AL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.
Acima Leasing in Montevallo, AL also requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Montevallo, AL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Montevallo, AL. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.