Comparing Acima Leasing and Snap Finance in Monroeville, AL

You need a lease-to-own option in Monroeville, AL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Monroeville, AL Lease-to-Own Company

When picking a lease-to-own company in Monroeville, AL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Monroeville and Acima Leasing so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Monroeville, AL

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Monroeville, AL follow similar models. You shop in person or online at an approved Monroeville retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Monroeville, AL or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Monroeville, AL?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Monroeville, AL. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

Monroeville, AL and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Monroeville, AL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Monroeville and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Monroeville, AL or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Monroeville, AL

Both Snap Finance and Amica Leasing support Monroeville, AL residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Monroeville, AL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Monroeville, AL requires at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Monroeville, AL? Try Acima Leasing

Many shoppers across Monroeville, AL can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.