How to Choose a Lease-to-Own Company in Mobile, AL
When picking a lease-to-own company in Mobile, AL, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Mobile and Snap Finance so you know which company is your best fit.
Snap Finance in Mobile, AL vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Whichever Mobile, AL lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Mobile retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing in Mobile, AL or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Mobile, AL?
The items you can shop for in Mobile, AL depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Mobile, AL
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Mobile, AL as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Mobile and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Mobile, AL.
What’s Needed to Apply for Acima Leasing or Snap Finance in Mobile, AL
Everyone in Mobile, AL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Mobile, AL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.
Acima Leasing in Mobile, AL also requires an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Mobile, AL? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Mobile, AL. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.