Choosing Your Luverne, AL Lease-to-Own Company
When comparing lease-to-own companies in Luverne, AL, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Luverne and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Luverne, AL vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Luverne, AL tend to work the same way. To start, you choose an approved retailer in Luverne and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing in Luverne, AL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Luverne, AL?
The items you can shop for in Luverne, AL depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Luverne, AL
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Luverne, AL businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Luverne businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Luverne, AL stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Luverne, AL
Both Snap Finance and Amica Leasing support Luverne, AL residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Luverne, AL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Luverne, AL also requires at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Luverne, AL
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Luverne, AL. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.