Choosing a Lease-to-Own Company in Jackson, AL
When choosing a lease-to-own company in Jackson, AL, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Jackson and Acima Leasing so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Jackson, AL Work
How does Acima Leasing work? Or Snap Finance? Whichever Jackson, AL lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Jackson retailers. Next, you shop online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Acima Leasing in Jackson, AL or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Jackson, AL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Jackson, AL. As a general rule of thumb, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Jackson, AL Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Jackson, AL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Jackson and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Jackson, AL stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Jackson, AL?
Both Snap Finance and Amica Leasing aim to help shoppers in Jackson, AL with less-than-perfect credit get the items they need. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Jackson, AL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Jackson, AL requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Jackson, AL, the Choice Is Yours
Many shoppers across Jackson, AL can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.