Choosing Your Huntsville, AL Lease-to-Own Company
When picking a lease-to-own company in Huntsville, AL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Huntsville and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Huntsville, AL Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Huntsville, AL tend to work the same way. You shop in person or online at an approved Huntsville retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Huntsville, AL or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Huntsville, AL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Huntsville, AL. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Huntsville, AL and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Huntsville, AL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Huntsville businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Huntsville, AL or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Huntsville, AL
Both Snap Finance and Amica Leasing aim to help shoppers in Huntsville, AL with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Huntsville, AL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Huntsville, AL also requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Huntsville, AL
Many shoppers across Huntsville, AL can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.