Seeking a lease-to-own solution in Hoover, AL? We compare Acima Leasing and Snap Finance to help guide your decision
What to Look for in Hoover, AL Lease-to-Own Companies
When choosing a lease-to-own company in Hoover, AL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Hoover so you can find the right company for you.
How Does Lease-to-Own in Hoover, AL Work?
How does Snap Finance work? Or Acima Leasing? Whichever Hoover, AL lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Hoover retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Snap Finance in Hoover, AL or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Hoover, AL?
The items you can shop for vary based on which Hoover, AL retailers are approved by Snap Finance or Acima Leasing. Typically, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Hoover, AL
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Hoover, AL businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Hoover stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Hoover, AL or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Hoover, AL
Both Snap Finance and Amica Leasing aim to help shoppers in Hoover, AL with less-than-perfect credit get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Hoover, AL, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Hoover, AL also need an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Hoover, AL
Many shoppers across Hoover, AL can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.