Choosing Between Homewood, AL Lease-to-Own Companies
Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. When looking at companies like Progressive Leasing in Homewood, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Homewood, AL to guide you in deciding which company's store selection, requirements, and application process sound right for you.
How Do Acima Leasing and Progressive Leasing in Homewood, AL Work?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Homewood, AL? Both companies follow similar application processes. Shop at eligible Homewood stores, choose the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!
How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Homewood, you can be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Homewood vs. Acima Leasing
Acima Leasing and Progressive Leasing in Homewood, AL might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
To lease-to-own with Acima Leasing in Homewood, AL, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Homewood with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Progressive Leasing vs. Acima Leasing: Homewood, AL Stores
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Homewood and online, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.
Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at your favorite retailers, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Homewood, AL, or browse Acima Leasing’s online retailers.
What Items Can I Lease in Homewood, AL with Acima Leasing vs. Progressive Leasing?
The rules for leasable items at Acima Leasing and Progressive Leasing in Homewood, AL are quite similar. Broadly speaking, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Is Progressive Leasing or Acima Leasing in Homewood, AL Right for You?
Determining the right lease-to-own company in Homewood, AL is a personal choice we can't make for you. The best option for you depends on the application process, approval requirements, and which Homewood stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Lease-to-own can help you get the products you need today.