How to Choose a Lease-to-Own Company in Guntersville, AL
When picking a lease-to-own company in Guntersville, AL, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Guntersville and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Guntersville, AL
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Guntersville, AL tend to work the same way. You shop in person or online at an approved Guntersville retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, select the eligible products you want, and Acima Leasing in Guntersville, AL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Guntersville, AL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Guntersville, AL. As a general rule of thumb, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Guntersville, AL
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Guntersville, AL businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Guntersville stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Guntersville, AL stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Guntersville, AL?
Both Snap Finance and Amica Leasing support Guntersville, AL residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Guntersville, AL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
For Acima Leasing in Guntersville, AL, you will also need an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Guntersville, AL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Guntersville, AL. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.