How to Choose a Lease-to-Own Company in Eufaula, AL
When picking a lease-to-own company in Eufaula, AL, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Eufaula and Snap Finance so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Eufaula, AL
How do Acima Leasing and Snap Finance work? Most Eufaula, AL lease-to-own companies operate similarly. You shop in person or online at an approved Eufaula retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Eufaula, AL will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Eufaula, AL?
The items you can shop for vary based on which Eufaula, AL retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Eufaula, AL Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Eufaula, AL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Eufaula stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Eufaula, AL.
Acima Leasing vs. Snap Finance Application and Requirements in Eufaula, AL
Snap Finance and Acima Leasing both want to help shoppers in Eufaula AL get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Eufaula, AL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Eufaula, AL also requires an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Eufaula, AL? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Eufaula, AL. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.