Deciding Between Acima Leasing and Snap Finance in Enterprise, AL

You’re ready to shop with help from a lease-to-own company in Enterprise, AL. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Enterprise, AL

When choosing a lease-to-own company in Enterprise, AL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Enterprise so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Enterprise, AL

How do Acima Leasing and Snap Finance work? Whichever Enterprise, AL lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Enterprise and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Enterprise, AL will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Enterprise, AL?

The items you can shop for in Enterprise, AL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Enterprise, AL and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Enterprise, AL businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Enterprise businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Enterprise, AL stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in Enterprise, AL

Both Snap Finance and Amica Leasing aim to help shoppers in Enterprise, AL with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Enterprise, AL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.

For Acima Leasing in Enterprise, AL, you will also need at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Enterprise, AL

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Enterprise, AL. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.