Deciding Between Acima Leasing and Snap Finance in Double Springs, AL

Seeking a lease-to-own solution in Double Springs, AL? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Double Springs, AL Lease-to-Own Companies

When selecting a lease-to-own company in Double Springs, AL, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Double Springs and Snap Finance so you know which company is your best fit.

How Does Lease-to-Own in Double Springs, AL Work?

How does Snap Finance work? Or Acima Leasing? Most Double Springs, AL lease-to-own companies operate similarly. You shop in person or online at an approved Double Springs retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Double Springs, AL will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Double Springs, AL?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Double Springs, AL. As a general rule of thumb, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

Double Springs, AL and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Double Springs, AL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Double Springs stores and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Double Springs, AL stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Double Springs, AL

Snap Finance and Amica Leasing are dedicated to helping Double Springs, AL shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Double Springs, AL, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Double Springs, AL also need at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Acima Leasing or Snap Finance in Double Springs, AL, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Double Springs, AL. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.