What to Look for in Dothan, AL Lease-to-Own Companies
When selecting a lease-to-own company in Dothan, AL, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Dothan and Acima Leasing so you know which company is your best fit.
Snap Finance in Dothan, AL vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Dothan, AL follow similar models. You shop in person or online at an approved Dothan retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Dothan, AL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Dothan, AL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Dothan, AL. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Dothan, AL
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Dothan, AL and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Dothan stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Dothan, AL or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Dothan, AL?
Snap Finance and Amica Leasing are dedicated to helping Dothan, AL shoppers get the items they need — regardless of credit score. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Dothan, AL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Dothan, AL also need an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Dothan, AL
Acima Leasing and Snap Finance are great options for Dothan, AL shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.