What to Look for in Decatur, AL Lease-to-Own Companies
When choosing a lease-to-own company in Decatur, AL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Decatur and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Decatur, AL Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Decatur, AL follow similar models. You shop in person or online at an approved Decatur retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Decatur, AL or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Decatur, AL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Decatur, AL. Typically, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Decatur, AL
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Decatur, AL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Decatur and trusted name brands, including Asus, Purple, and Frigidaire. Get started today at a store near you in Decatur, AL or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Decatur, AL
Snap Finance and Amica Leasing are dedicated to helping Decatur, AL shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Decatur, AL, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Decatur, AL also need an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Decatur, AL Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Decatur, AL. Choose the lease-to-own company that works best for you based on eligible stores, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.