Selecting a Lease-to-Own Company in Decatur, AL
Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but lack the funds. You have your choice of companies like Progressive Leasing in Decatur, but how do you know which one to go with? Let's compare Acima Leasing in Decatur, AL against Progressive Leasing to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.
Decatur Progressive Leasing vs. Acima Leasing: What’s the Process?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Decatur, AL? You can expect a similar application process for both. Browse at eligible Decatur retailers, pick out the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!
How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Decatur, you may be approved for up to $5,000!
Decatur Acima Leasing Requirements vs. Progressive Leasing Requirements
While Acima Leasing and Progressive Leasing in Decatur, AL have similar application processes, they have different requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
For Acima Leasing in Decatur, AL, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Acima Leasing and Progressive Leasing both help shoppers in Decatur who have less-than-stellar credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Where in Decatur Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Decatur allows you to shop at thousands of Decatur stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.
Acima Leasing lets you choose from more than 15,000 stores — both national and local. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Decatur, AL stores.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Decatur, AL?
You'll find that Progressive Leasing and Acima Leasing in Decatur, AL have similar leasable items. Broadly speaking, an eligible product must be durable, returnable, and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Better: Acima Leasing or Progressive Leasing in Decatur, AL?
The choice of lease-to-own company in Decatur, AL is entirely in your hands. You have to select the right fit for you based on the application process, approval requirements, and which Decatur stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.