Lease-to-Own in Cullman, AL: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Cullman, AL but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Cullman, AL

Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but are low on cash. Cullman is full of companies like Progressive Leasing, so how do you pick one? Let's take a closer look at Acima Leasing and Progressive Leasing in Cullman, AL so you can decide which company has the best application process, store selection, and requirements for you.

Cullman Progressive Leasing vs. Acima Leasing: How They Work

How does Progressive Leasing work in Cullman, AL? And how does Acima Leasing work? They both have similar application steps. Shop at eligible retailers in Cullman, pick out the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Cullman!

Cullman Acima Leasing Requirements vs. Progressive Leasing Requirements

Acima Leasing and Progressive Leasing in Cullman, AL might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Cullman, AL requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Are you shopping in Cullman with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Progressive Leasing vs. Acima Leasing: Cullman, AL Stores

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Cullman stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.

With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Cullman, AL stores.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Cullman, AL?

The rules for leasable items at Acima Leasing and Progressive Leasing in Cullman, AL are quite similar. Typically, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Cullman, AL?

The decision of which Cullman, AL lease-to-own company to choose is entirely yours to make. The best option for you depends on the application process, approval requirements, and which Cullman stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.