Choosing Your Cottondale, AL Lease-to-Own Company
When picking a lease-to-own company in Cottondale, AL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Cottondale and Acima Leasing so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Cottondale, AL Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Cottondale, AL tend to work the same way. First, you pick from a list of approved Cottondale retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Acima Leasing in Cottondale, AL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Cottondale, AL?
The items you can shop for vary based on which Cottondale, AL retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Cottondale, AL
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Cottondale, AL businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Cottondale stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Cottondale, AL stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Cottondale, AL?
Everyone in Cottondale, AL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Cottondale, AL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
For Acima Leasing in Cottondale, AL, you will also need at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Cottondale, AL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Cottondale, AL. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.