Choosing Between Cottondale, AL Lease-to-Own Companies
Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but lack the funds. You have your choice of companies like Progressive Leasing in Cottondale, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Cottondale, AL to help you determine which company's store selection, requirements, and application process sound right for you.
How Do Acima Leasing and Progressive Leasing in Cottondale, AL Work?
How does Acima Leasing work in Cottondale, AL? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Cottondale, find the items you want, and apply online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's that simple!
How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Cottondale, you may be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Cottondale vs. Acima Leasing
While Acima Leasing and Progressive Leasing in Cottondale, AL have similar application processes, they have different requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
Acima Leasing applicants in Cottondale, AL need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Cottondale with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Progressive Leasing vs. Acima Leasing: Cottondale, AL Stores
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing in Cottondale allows you to shop at thousands of Cottondale stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.
Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out Acima Leasing's online retailers, or browse Cottondale, AL stores.
What Items Can I Lease in Cottondale, AL with Acima Leasing vs. Progressive Leasing?
Progressive Leasing and Acima Leasing in Cottondale, AL consider the same items leasable. In general, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Which Is Right for You: Progressive Leasing or Acima Leasing in Cottondale, AL?
The decision of which Cottondale, AL lease-to-own company to choose is entirely yours to make. You have to select the right fit for you based on approval requirements, which stores in Cottondale you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.