Choosing a Lease-to-Own Company in Columbus, AL
When picking a lease-to-own company in Columbus, AL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Columbus so you can find the right company for you.
Snap Finance in Columbus, AL vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Columbus, AL lease-to-own companies operate similarly. You shop at an approved Columbus retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing in Columbus, AL or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Columbus, AL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Columbus, AL. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Columbus, AL
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Columbus, AL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Columbus stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Columbus, AL stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Columbus, AL?
Snap Finance and Acima Leasing both want to help shoppers in Columbus AL get the items they need — even if they don't have perfect credit. Each company considers multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Columbus, AL, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Columbus, AL, you will also need an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Columbus, AL
Acima Leasing and Snap Finance are great options for Columbus, AL shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.