Choosing a Lease-to-Own Company in Clanton, AL
When picking a lease-to-own company in Clanton, AL, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Clanton and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Clanton, AL Work?
How does Acima Leasing work? Or Snap Finance? Most Clanton, AL lease-to-own companies operate similarly. You shop in person or online at an approved Clanton retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, shop for the eligible products you want to get, and Acima Leasing in Clanton, AL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Clanton, AL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Clanton, AL depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Clanton, AL
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Clanton, AL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Clanton stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Clanton, AL or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Clanton, AL
Snap Finance and Acima Leasing both want to help shoppers in Clanton AL get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Clanton, AL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.
For Acima Leasing in Clanton, AL, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Clanton, AL
Acima Leasing and Snap Finance have a lot to offer shoppers in Clanton, AL. Choose the lease-to-own company that works best for you based on eligible stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.