What to Look for in Citronelle, AL Lease-to-Own Companies
When selecting a lease-to-own company in Citronelle, AL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Citronelle and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Citronelle, AL Work?
How do Acima Leasing and Snap Finance work? Whichever Citronelle, AL lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Citronelle retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, shop for the eligible products you want to get, and Acima Leasing in Citronelle, AL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Citronelle, AL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Citronelle, AL. Typically, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Citronelle, AL
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Citronelle, AL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Citronelle stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Find stores near you in Citronelle, AL, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Citronelle, AL
Snap Finance and Acima Leasing both want to help shoppers in Citronelle AL get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Citronelle, AL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Citronelle, AL also need an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Citronelle, AL, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Citronelle, AL. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.