Acima Leasing or Progressive Leasing in Chelsea, AL?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Chelsea, AL? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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More Information

How Do I Choose Between Lease-to-Own Companies in Chelsea, AL?

Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but are low on cash. With so many companies like Progressive Leasing in Chelsea, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Chelsea, AL to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.

Chelsea Progressive Leasing vs. Acima Leasing: How They Work

How does Progressive Leasing work in Chelsea, AL? And how does Acima Leasing work? You can expect a similar application process for both. Browse at eligible Chelsea retailers, choose the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Chelsea, you can be approved for up to $5,000!

Chelsea Acima Leasing Requirements vs. Progressive Leasing Requirements

While the application processes for Acima Leasing and Progressive Leasing in Chelsea, AL are alike, their requirements are different. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Chelsea, AL, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Are you shopping in Chelsea with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What Chelsea Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Chelsea and online, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing partners with more than 15,000 stores — both national and local. Shop at the stores you know and love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in Chelsea, AL, or shop Acima Leasing's online retailers.

What Items Can I Lease in Chelsea, AL with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Chelsea, AL are quite similar. In general, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Right for You: Progressive Leasing or Acima Leasing in Chelsea, AL?

The choice of lease-to-own company in Chelsea, AL is entirely in your hands. The best option for you depends on approval requirements, which stores in Chelsea you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.