Choosing Between Acima Leasing and Progressive Leasing in Chatom, AL

When you need a lease-to-own solution in Chatom, AL, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

How Do I Choose Between Lease-to-Own Companies in Chatom, AL?

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but lack the funds. With so many companies like Progressive Leasing in Chatom, how do you know which one to choose? Let's compare Acima Leasing in Chatom, AL against Progressive Leasing to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.

Chatom Progressive Leasing vs. Acima Leasing: What’s the Process?

How do you lease-to-own with Progressive Leasing in Chatom, AL? What about Acima Leasing? Both companies follow similar application processes. Browse at eligible Chatom retailers, select the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's that simple!

How much shopping power can you get? Progressive Leasing's approval amount varies. With Acima Leasing in Chatom, you may be approved for up to $5,000!

Chatom Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While the application processes for Acima Leasing and Progressive Leasing in Chatom, AL are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Chatom, AL, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Chatom shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.

Where in Chatom Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Chatom stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Chatom, AL, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Chatom, AL?

You'll find that Progressive Leasing and Acima Leasing in Chatom, AL  have similar leasable items. Typically, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Acima Leasing or Progressive Leasing the Best Chatom, AL Lease-to-Own Company?

The decision of which Chatom, AL lease-to-own company to choose is entirely yours to make. The best option for you depends on which Chatom retailers you want to shop at, the application process, and approval requirements. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.