Choosing a Lease-to-Own Company in Bessemer, AL
When selecting a lease-to-own company in Bessemer, AL, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Bessemer and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Bessemer, AL Work
How does Acima Leasing work? Or Snap Finance? Whichever Bessemer, AL lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Bessemer retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Bessemer, AL will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
Bessemer, AL Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Bessemer, AL. As a general rule of thumb, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Bessemer, AL
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Bessemer, AL as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Bessemer businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Bessemer, AL stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Bessemer, AL?
Snap Finance and Amica Leasing are dedicated to helping Bessemer, AL shoppers get the items they need — regardless of credit score. Each company considers multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Bessemer, AL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Bessemer, AL, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Bessemer, AL
Many shoppers across Bessemer, AL can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.